Covid-19 has impacted all our lives in many ways and bank deposits have unfortunately not been an exception. Since the Bank of England cut its rate to an historic low in March this year, there have been brutal cuts to savings rates across all banks. For example the best ISA [...]
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So far Andrew has created 37 blog entries.
Listen to our latest podcast This week the investment committee at our asset management subsidiary - Assetfirst – held an interim meeting to discuss prevailing and predicted global market conditions and the impact that they might have on our clients' portfolios. Given the ongoing market dynamism driven by the Coronavirus [...]
The last few days have produced the largest falls in stock market values since the 2008 financial crisis. UK shares have fallen by over 10% from their highs of mid January. These large falls are due to fears that the outbreak will have a significant, protracted affect on global economic [...]
We are only a couple of weeks away from the Autumn Budget, due on the 29 October 2018, and media reports have suggested the lifetime and annual caps on tax-free pension contributions could be reduced. Pension tax relief is a common topic in pre-budget speculation, although this time the speculation [...]
It was Donald Rumsfeld who famously said, “There are known knowns; there are things we know we know. We also know there are known unknowns; that is to say we know there are some things we do not know. But there are also unknown unknowns — the ones we don't know we don't know.” [...]
Retirement is defined as a watershed moment in our lives, typically when we choose to leave the workforce. When can I retire? is a question we've probably all asked ourselves at some point in time and planning is essential in determining whether your capital and income will be sufficient to [...]
What could the further reduction mean to your retirement income? The Government has introduced comprehensive reforms to the pension rules over the previous few years. One important change, which may have been overlooked by some savers, is the reduction of the Lifetime Allowance that applies to pension savings. This further [...]
When dealing with the pension assets of a divorcing couple received wisdom has always been that where Final Salary (Defined Benefit) pensions were up for grabs, these were the most sought after by both sides since - as the title infers - the benefits were pre-defined and therefore guaranteed to [...]
There are tens of thousands of qualified financial planners in the UK. So how could we possibly boil that number down to just 10 “Top Advisers”? Our managing director, Andrew Whiteley, was selected as one of ETF’s “Rock Stars”. The top ten selected advisers met a criteria which shows they [...]