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The new state pension – winners & losers

The Government have replaced the old State pension system with what it argues is a simpler, single-tier pension for those reaching State pension age from 6 April 2016. The average state pension payment under the previous system was £130 a week. The full rate of New State Pension is £155.65 a week [...]

The new state pension – winners & losers2021-02-08T12:31:07+00:00

Brexit Strategy

Investment Portfolio Planning in an Uncertain World After a lengthy negotiation process, the Brexit referendum has been set for 23rd June. As I write this, the opinion polls are giving no clear direction as to the outcome. Last week, the momentum was with the “remain” camp. However, after the emergence [...]

Brexit Strategy2021-02-08T12:31:07+00:00

A consultation on pensions tax relief

In a busy budget on 8 July 2015 the government announced a green paper on pension tax relief reforms. The government have asked 8 leading questions, inviting a consultation on how to make pension savings and pension contributions more attractive, to get the UK public engaged in pension saving. With [...]

A consultation on pensions tax relief2021-02-08T12:31:07+00:00

Maintain your annual allowance and access a tax free lump sum

Maintain your annual allowance to access 25% of your pension fund as a tax free lump sum The government have announced that if pension benefits are drawn after April 2015 the current annual allowance of £40,000 (the amount of pension contribution that will benefit from tax relief) will automatically reduce [...]

Maintain your annual allowance and access a tax free lump sum2015-02-05T10:12:39+00:00

“Pilot Wails….” – Finance Bill limits multiple trust planning

The Finance Bill confirms that proposals to introduce a ‘settlement nil rate band’ will not go ahead. This is good news for mainstream estate planning advice using trusts with life assurance contracts and pensions. Such trusts should not now become saddled with the burden of tax compliance and reporting. For [...]

“Pilot Wails….” – Finance Bill limits multiple trust planning2021-02-08T12:31:08+00:00

New Model Adviser Top 100 Adviser

We’re pleased to announce that managing director, Andrew Whitely has been named one of the New Model Adviser Top 100 Advisers for 2014. You can read Andrew’s profile here.

New Model Adviser Top 100 Adviser2015-02-05T11:00:54+00:00

ISA inheritability makes ‘allowance’ for your spouse

Details have begun to emerge on how the new inheritable ISA rules will operate. And the good news is that it will be achieved by an increased ISA allowance for the surviving spouse/civil partner, rather than the actual ISA assets themselves. This means savers will not need to revisit their [...]

ISA inheritability makes ‘allowance’ for your spouse2021-02-08T12:31:09+00:00
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