Financial planning is the process of managing your finances effectively to meet your life goals. The cashflow planning process will help you look at the bigger picture of where you are financially.
Planning for your future demands that you stay focused on your goals, which will change from time to time. Financial worries do not necessarily derive from lack of money, but more often from lack of planning.
The aim of Financial Planning is to help you to identify and achieve your financial goals and objectives in order that you may achieve the lifestyle you desire.