Our Team

Andrew Whiteley Dip PFS - DIRECTOR

Andrew Whiteley is Managing Director of Provisio Limited and has been an IFA for over 20 years working almost exclusively with the clients referred to him by accountants and solicitors.

Andrew Whiteley Dip PFS

Andrew Whiteley is Managing Director of Provisio Limited and has been an IFA for over 20 years working almost exclusively with the clients referred to him by accountants and solicitors. Andrew holds the Diploma in Financial Services and specialises in investment and pension planning for individuals and company directors. He is one of a small number of IFAs promoting ETFs to retail clients.

In 2007, having become disillusioned with the charges and underperformance of both retail investment funds and discretionary fund managers, Andrew set about developing a new Wealth Management service. Starting with a blank canvas he identified the significant cost advantages offered by Exchange Traded Funds (ETFs) and decided that they would be ideal components of the multi-asset portfolios that he was keen to develop. These portfolios – hosted on a number of “wrap” platforms – are run on an advisory basis and now sit at the heart of the Provisio wealth management service.

Andrew is an Affiliate of Resolution and often acts as a financial neutral in collaborative divorce proceedings.

Away from work Andrew is a keen fan of all sports, but these days is limited to the occasional set of tennis…

QUALIFICATIONS
Diploma in Financial Planning
J04 Pension Funding Options
J05 Pension Income Options

Advanced Financial Planning Certificate
G10 Taxation & Trusts
G60 Pensions

Other CII Exams
CF2 Investment and Risk
FPC Financial Planning Certificate

Other Qualifications
Affiliate of Resolution since August 2007

Philip Bailey Dip PFS, IMC, Cert (Disc)
INVESTMENT CONSULTANT

Philip joined the firm in 2008 and specialises in investment work. Prior to joining Provisio, he worked as a senior investment manager at a large private client investment firm.

Philip Bailey Dip PFS, IMC, Cert (Disc)

Philip joined the firm in 2008 and specialises in investment work. Prior to joining Provisio, he worked as a senior investment manager at a large private client investment firm. He has been in the industry since 1986 and holds the Investment Management Certificate, which is issued by the CFA Society of the UK.

As a former active discretionary investment manager, he found that it was becoming more and more difficult to add value to client portfolios. The returns generated for clients did not justify the fees charged. As a result, he came to the conclusion that low cost, passive fund management was a more attractive proposition for clients and so he joined Provisio.

Philip is married and lives in Northamptonshire. His hobbies are yacht racing and the £/Euro exchange rate (he is renovating an old farmhouse in France!)

QUALIFICATIONS
Chartered Financial Analysts (CFA) exams
Investment Management Certificate (IMC)

Diploma in Financial Planning
R01 Financial Services, Regulation and Ethics
R02 Investment Principles and Risk
R06 Financial Planning Practice
J10 Discretionary Investment Management

Other CII Exams
Financial Planning Certificate

Colin Thompson Dip PFS - CONSULTANT

Colin has worked in the financial services industry for 15 years. He is qualified to provide independent advice on mortgages and equity release and also holds the Diploma in Financial Services.

Colin Thompson Dip PFS

Colin has worked in the financial services industry for almost 15 years, and joined the company in 2003, having previously worked in pension administration. He holds the Diploma in Financial Services, and is also qualified to provide independent advice on mortgages and equity release. He provides advice on all areas of financial planning, mainly to individuals but also to businesses, as well as acting as a paraplanner supporting the other advisers of Provisio Ltd.

Colin lives in Letchworth Garden City, when not at work he enjoys cycling, playing badminton and spending time with his wife and two children.

QUALIFICATIONS
Diploma in Financial Planning
J04 Pension Funding Options
J05 Pension Income Options

Other CII Exams
CF2 Investment & Risk
CF6 Mortgage Advice
CF7 Lifetime Mortgages
HR1 Home Reversion
FPC Financial Planning

Lucia CookCERT CII - PARAPLANNER

Lucia has worked in the Financial Services Industry for 10 years providing administration and paraplanning support.

Lucia Cook Cert CII

Lucia has worked in the Financial Services Industry for 10 years providing administration and paraplanning support. Lucia joined the company in February 2015 and provides a support function to the team, assisting with research and technical administration. Most of her spare time outside of Provisio consists of chasing a lively 2 year old and a very energetic Hungarian Vizsla!

QUALIFICATIONS
Qualifications
Certificate in Financial Planning
Certificate in Insurance
Certificate in Health & Protection

Other CII Exams
GR1 Group Risk

Shane BingleyFPFS - CHARTERED FINANCIAL PLANNER

Shane joined Provisio in 2016 bringing over 25 years worth of experience in the financial industry with him.

Shane Bingley FPFS Chartered Financial Planner

Shane joined Provisio in 2016 bringing over 25 years worth of experience in the financial industry with him. Previous to joining, Shane held over five years experience as an Independent Financial Adviser with a local advisory firm and also held a role as a Business Development Manager for one of Europe’s biggest insurers and wealth investment managers.

In addition to his experience, Shane is highly qualified, being both a Chartered Financial Planner and also a Fellow of the Personal Finance Society. He also holds the Certificate in Discretionary Investment Management.

Shane provides advice on a wide range of areas, working closely with clients on areas including Pensions, Investment Portfolios, Inheritance Tax and Trusts, helping to align all areas of financial planning with clients objectives.

Shane lives locally and is married with two young children. Outside of work Shane enjoys spending time with his family, plays the guitar and is also a keen cyclist.

QUALIFICATIONS
Advanced Diploma in Financial Planning:
G60 – Pensions
AF1 – Personal Tax & Trust Planning
AF3 – Pension Planning
AF5 – Financial Planning Process

Diploma in Financial Planning:
J05 – Pension Income Options
J10 – Discretionary Fund Management
J11 – Wrap & Platform Services
R01 – Financial Services Regulation & Ethics
R02 – Investment Principles & Risk
R03 – Personal Taxation
R05 – Financial Protection

Other:
CF8 – Long Term Care Insurance
CF2 – Investment & Risk
CF9 – Pension Simplification
FA2 – Pensions Administration
FA7 – Financial Services Products
FPC – Financial Planning Certificate

Sharon PeacheyADMINISTRATOR

Sharon joined Provisio Limited in 2006 and has worked in the financial services industry for over 20 years. She is responsible for all client administration.

Sharon Peachey

Sharon joined Provisio Limited in 2006 and has worked in the financial services industry for over 20 years. Sharon is responsible all client administration as well as making sure that the office runs smoothly.