Risk Assessment Questionnaire

Client Name*

Title

First Name

Surname

Date of Birth*

Email address*

GUIDANCE

Please answer the following questions which ask about your thoughts, attitudes and experiences when making financial investments and decisions. There are no right or wrong answers. They are to help us assess your attitude to risk in making investments.

Don’t spend too much time considering – your first response is probably best.
Answer every question even if you feel it doesn’t really apply to you.

QUESTIONS

1. I would enjoy exploring investment opportunities for my money*

a) I strongly agree with this statement

b) I tend to agree with this statement

c) In between

d) I tend to disagree with this statement

e) I strongly disagree with this statement

3. How would you describe your typical attitude when making important financial decisions?*

5. To reach my financial goal I prefer an investment which is safe and grows slowly but steadily, even if it means lower growth overall*

a) I strongly agree with this statement

b) I tend to agree with this statement

c) In between

d) I tend to disagree with this statement

e) I strongly disagree with this statement

6. I am looking for high investment growth. I am willing to accept the possibility of greater losses to achieve this.*

a) I strongly agree with this statement

b) I tend to agree with this statement

c) In between

d) I tend to disagree with this statement

e) I strongly disagree with this statement

7. If you had money to invest, how much would you be willing to place in an investment with possible high returns but a similar chance of losing some of your money?*

8. How do you think that a friend who knows you well would describe your attitude to taking financial risks?*

9. If you had picked an investment with potential for large gains but also the risk of large losses how would you feel:*

10. Imagine that you have some money to invest and a choice of two investment products, which option would you choose?*

a) A product with a low average annual return but almost no risk of loss of the initial investment

b) A product with a higher average annual return but some risk of losing part of the initial investment

c) A mixture of the two products

11. I would prefer small certain gains to large uncertain ones.*

a) I strongly agree with this statement

b) I tend to agree with this statement

c) In between

d) I tend to disagree with this statement

e) I strongly disagree with this statement

12. When considering a major financial decision which statement BEST describes the way you think about the possible losses or the possible gains?*

a) I am excited about the possible gains

b) I am optimistic about possible gains

c) I think about both the possible gains and losses

d) I am conscious of the possible losses

e) I worry about the possible losses

13. I want my investment money to be safe even if it means lower returns.*

a) I strongly agree with this statement

b) I tend to agree with this statement

c) In between

d) I tend to disagree with this statement

e) I strongly disagree with this statement

CAPACITY FOR LOSS QUESTIONS

1. Will this investment need to cover your expenses in an emergency? If yes, how will you cope with this situation?

2. Will this investment provide for your current / future daily living expenses? If yes, what other sources of income do you have to meet your expenses?

3. Is this investment a significant proportion of your total wealth?

4. Do you have any major financial commitments that could mean you need to access this money earlier than you currently think?

5. Do you have any dependents who rely on you financially?