pensions

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When Can I Retire?

Retirement is defined as a watershed moment in our lives, typically when we choose to leave the workforce. When can I retire? is a question we've probably all asked ourselves at some point in time and planning is essential in determining whether your capital and income will be sufficient to [...]

When Can I Retire?2021-02-08T12:31:05+00:00

Carry forward – last chance to utilise the pension allowances of three-years ago

In 2014 the then chancellor, George Osbourne announced changes to pensions, which meant that from April 2015 “no one will ever have to buy an annuity again”.  These “Pension Freedoms” have allowed individuals from age 55 much greater access to their pension pots than they have enjoyed previously and as [...]

Carry forward – last chance to utilise the pension allowances of three-years ago2021-02-08T12:31:06+00:00

Defining Benefit

When dealing with the pension assets of a divorcing couple received wisdom has always been that where Final Salary (Defined Benefit) pensions were up for grabs, these were the most sought after by both sides since - as the title infers - the benefits were pre-defined and therefore guaranteed to [...]

Defining Benefit2021-02-08T12:31:06+00:00
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